Writings of Collin McElroy

Financial Literacy is something that nearly, if not everyone on earth can benefit from, and yet most people have very little experience with it. Being financially literate is essentially being educated enough to be able to make strong financial decisions and achieve your financial goals. There are so many different elements that go into this, making it, oftentimes, very confusing. For most people, the only source of information about finances is their parents, who themselves were never formally taught and likely learned it from their parents. In this cycle, bad financial habits are just passed on unconsciously, and nothing is ever going to improve. To truly achieve better financial literacy for the majority of people, it needs to be taught by someone who knows what they are doing, and somewhere where the majority have access to it. The most obvious place is school. School is for educating your child and preparing them for their adult lives after school is over. However, oftentimes t...

Through the process of reading articles and putting together a debate about the Issue of Obesity, with somewhat of a focus on fast food as a cause, though my overall opinions have not changed, I have been enlightened to a lot of new information. When this chapter first began, to be honest, I was angered by one of the articles that we had to read and what the author had written about the issue of obesity. I, for one, believe in socialized healthcare and believe that Obesity, as well as health overall, should be an issue that the government helps to fix. Because of this, I was a bit disappointed when I was placed on the side that would be arguing against government responsibility in the debate. However, researching arguments preparing for the debate on this side of the argument actually opened my eyes to a lot of information I had not known previously. I was especially surprised to learn that according to the CDC, many of the people who face obesity, are not low income. In a survey,...